Hasri Zulkarnain, and Augustpaosa Nariman. 2026. “DETERMINANTS OF BANK FINANCIAL PERFORMANCE: DEPOSIT FUNDS, POST-EMPLOYMENT BENEFITS, AND INCOME IN INDONESIA”. International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) 4 (3):1197-1214. https://doi.org/10.61990/ijamesc.v4i3.809.