Abdul Jamil, Luqman Hakim, Muhammad Yusuf, Irpan Hidayat Hasibuan and Joko Sarono (2026) “THE EFFECT OF SELF-EFFICACY AND CAREER GOAL ORIENTATION ON STUDENTS’ DIGITAL COMPETENCY DEVELOPMENT INTENTIONS: A CROSS-DISCIPLINARY STUDY”, International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC), 4(1), pp. 408–422. doi: 10.61990/ijamesc.v4i1.763.