Sindik Widati, Angga Deni Pratama, and Dian Sulistyorini Wulandari. “CAPITAL ADEQUACY MEETS OPERATIONAL EFFICIENCY: A DUAL APPROACH TO ENHANCING PROFITABILITY”. International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC), vol. 3, no. 3, June 2025, pp. 915-23, doi:10.61990/ijamesc.v3i3.529.