Sindik Widati, Angga Deni Pratama, and Dian Sulistyorini Wulandari. “CAPITAL ADEQUACY MEETS OPERATIONAL EFFICIENCY: A DUAL APPROACH TO ENHANCING PROFITABILITY”. International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) 3, no. 3 (June 29, 2025): 915–923. Accessed January 8, 2026. https://ijamesc.com/index.php/go/article/view/529.