Hasri Zulkarnain, and Augustpaosa Nariman. “DETERMINANTS OF BANK FINANCIAL PERFORMANCE: DEPOSIT FUNDS, POST-EMPLOYMENT BENEFITS, AND INCOME IN INDONESIA”. International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) 4, no. 3 (June 28, 2026): 1197–1214. Accessed October 14, 2026. https://ijamesc.com/index.php/go/article/view/809.