I Made Baladika Vikrama Putra, Velly Anatasia, Alexander Robert. FINANCIAL LITERACY, PERCEPTIONS, AND QRIS ADOPTION AS DRIVERS OF COMPETITIVE ADVANTAGE: EVIDENCE FROM MADURA CONVENIENCE STORES IN INDONESIA. IJAMESC [Internet]. 2026 Sep. 20 [cited 2026 Sep. 21];4(5):2254-75. Available from: https://ijamesc.com/index.php/go/article/view/921