THE INFLUENCE OF LIFESTYLE AND FINANCIAL LITERACY ON THE CONSUMPTIVE BEHAVIOR OF BANDAR LAMPUNG UNIVERSITY MANAGEMENT STUDENTS CLASS OF 2021-2022
Main Article Content
The purpose of this study is to understand whether the impact of lifestyle and financial literacy affects the consumptive behavior of management students of Bandar Lampung University batch 2021-2022. The Quantitative Method is the method used in this study, with 356 students being the population and 177 students being selected to be sampled using the proportionate stratified random sampling method. The distribution of online questionnaires using Google Forms is the data collected, and multiple linear regression techniques are the techniques of this study. The results of the study stated that if consumptive behavior is influenced by the lifestyle of management students of Bandar Lampung University class of 2021-2022, consumptive behavior is not influenced by the financial literacy of management students of Bandar Lampung University batch 2021-2022. And consumptive behavior is simultaneously influenced by lifestyle and financial literacy.
Aprea, C., Wuttke, E., Breuer, K., Koh, N. K., Davies, P., Greimel-Fuhrmann, B., &; Lopus, J. S. (2016). International handbook of financial literacy. In International Handbook of Financial Literacy. https://doi.org/10.1007/978-981-10-0360-8
Aziz, S. A., Darma, K., Ayu, G., &; Wulandari, A. (2022). THE EFFECT OF FINANCIAL LITERATURE, ELECTRONIC MONEY, SELF-CONTROL, AND LIFESTYLE ON STUDENT CONSUMPTION BEHAVIOR. Journal of Tourism Economics and Policy, 2(1), 01–10. https://journalkeberlanjutan.com/index.php/jtep
Dwiastanti, A. (2015). Financial Literacy as the Foundation for Individual Financial Behavior (Vol. 6, Issue 33). Online. www.iiste.org
French, D., & McKillop, D. (2016). Financial literacy and over-indebtedness in low-income households. International Review of Financial Analysis, 48, 1–11. https://doi.org/10.1016/j.irfa.2016.08.004
Fungky, Sari and Sanjaya. (2021). THE INFLUENCE OF LIFESTYLE AND FINANCIAL LITERACY ON THE CONSUMPTIVE BEHAVIOR OF GENERATION Z DURING THE PANDEMIC (CASE STUDY OF SHARIA BUSINESS MANAGEMENT STUDENTS, UIN RADEN INTAN LAMPUNG, CLASS OF 2019). Scientific Journal of Management Science and Entrepreneurship, 1.
Ghozali, I. (2018). Ghozali 2018. In Applications of Multivariate Analysis with IBM SPSS 25 Program. Diponegoro University Publishing Board: Semarang.
Ibn iqbal, M. (2020). THE INFLUENCE OF FINANCIAL LITERACY ON THE CONSUMPTIVE BEHAVIOR OF STUDENTS OF THE FACULTY OF ISLAMIC ECONOMICS AND BUSINESS, STATE ISLAMIC INSTITUTE (IAIN) MANADO THESIS.
Melina, A., Pd, M. E., &; Wulandari, S. (2018). THE INFLUENCE OF ECONOMIC LITERACY AND LIFESTYLE ON THE CONSUMPTIVE BEHAVIOR OF ECONOMIC EDUCATION STUDENTS OF STKIP YPM BANGKO. Scientific Journals of Economic Education, 2.
Prihastututy and Rahayuningsih. (2018). The influence of financial literacy, financial behavior, financial attitude, and demography on consumptive behavior (study on undergraduate students of the Faculty of Economics, University of August 17, 1945 Surabaya). Journal of Research Results , 03, 121–134.
Radiman, R., Wahyuni, S. F., &; Lestari, S. (2023). The Influence of Financial Literacy and Personal Financial Attitude on Financial Behavior with Lifestyle as an Intervening Variable on Productive Generation Y in Medan City. Journal of International Conference Proceedings, 6(3), 245–259. https://doi.org/10.32535/jicp.v6i3.2568
Rama, A., &; Barusman, P. (2020). The Impact of Lifestyle, Social Media Marketing, and Influencer Marketing on Purchase Decision for Ayam Geprek Culinary Business. Article in International Journal of Psychosocial Rehabilitation. https://doi.org/10.37200/IJPR/V24I9/PR2900317
Sangun Subarman, &; Putra Dunan, H. (2022). The influence of social factors, lifestyle, and product characteristics on purchasing decisions. SINOMIKA Journal: Scientific Publications in Economics and Accounting, 1(3), 405–424. https://doi.org/10.54443/sinomika.v1i3.279
Sari, M., Nengsih, T., &; Syahrizal, A. (2023). The influence of financial literacy and lifestyle on the consumptive behavior of Islamic Financial Management students class of 2018-2019. Journal of Creative Student Research, 1(2), 137–151.
Simatupang, Q. R. (2022). The Influence of Financial Knowledge, Income, and Lifestyle on Financial Behavior of Housewives at Laut Dendang Village. Journal of International Conference Proceedings, 5(2), 646–654. https://doi.org/10.32535/jicp.v5i2.1850
Tari, W., Putri, I., Sumiari, K. N., Key, K., Finance, L., &; Finance, P. (2021). THE INFLUENCE OF FINANCIAL LITERACY ON STUDENT FINANCIAL BEHAVIOR. E-JOURNAL OF ECONOMICS AND BUSINESS UDAYANA UNIVERSITY , 10(03), 127–134. https://ojs.unud.ac.id/index.php/EEB/
Yulianah, &; Muflikhati, I. (2023). THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON DEBT MANAGEMENT BEHAVIOR IN YOUNG MARRIED FAMILIES. Journal of Child, Family, and Consumer Studies, 2(1), 69–78. https://doi.org/10.29244/jcfcs.2.1.69-78